Filing Bankruptcy with Attorney Lucas Ruffing is Simple

Get peace of mind while going through the bankruptcy process. I'll hold your hand every step of the way, answer every question, and help you eliminate your debts.

Stop struggling: Exercise your right to file bankruptcy and get a fresh start.

Bankruptcy is an amazing benefit to get your relief from debt, while keeping your car, house, and other belongings.

You can reset the following to $0 with bankruptcy:

Driver's License reinstatement fees (get your license back same-day!)
Medical bills
Credit card bills
Utility bills
Phone/cable bills
Repossessed and surrendered vehicle loans
Online loans/bank loans/payday loans/cash advances
Car accident claims
Tax debt to the IRS & State under certain circumstances

Please note: Student loans, child support/alimony and tax debt within the past 3 years cannot be reset.

More Benefits to Filing Bankruptcy

Wage garnishments are stopped immediately, even if the wage garnishment has already started!
Repossession attempts are stopped immediately. A bankruptcy can even get your repossessed car back if you file quickly enough.
Apartment lease eviction attempts are stopped immediately.
Utility shut-offs are stopped immediately and utilities that have been shut-off are required to be turned back on immediately.
Foreclosures/Sheriff sales are stopped immediately as long as your house has not yet been sold.
Driver's license reinstatement fees discharged.

You’re not alone: More than 9,400 bankruptcy cases were filed in the Southern District of Ohio in 2023!