Bankruptcy Blog

Bankruptcy STOPS Post-COVID Debt Collections

Bankruptcy is our way of fighting back against Creditors.

Now that the World seems to be re-opening, creditors are once again able to collect debts:

1)     Foreclosures

2)     Evictions

3)     Repossessions

4)     Wage Garnishments

5)     Lawsuits

6)     Utility shutoffs

Since COVID began, there has been a “moratorium” on certain collection efforts. The moratorium was designed to protect faultless consumers from the economic effects of COVID-19.

As Courts re-open, and creditors are again allowed to collect debts, us consumers have to re-think how we can protect ourselves, and fight back:

1)     Filing Bankruptcy can stop foreclosures, and allow you to catch-up your missed mortgage payments

2)     Filing Bankruptcy can stop evictions

3)     Filing Bankruptcy can stop repossessions, and allow you to catch-up your car payments

4)     Filing Bankruptcy can stop wage garnishments, before or after it has started

5)     Filing Bankruptcy can stop civil lawsuits that are trying to sue you for debts

6)     Filing Bankruptcy can stop utility shutoffs and reset your balances to $0.00

As collections begin again, we must educate ourselves on how we can protect against Creditors. Call me, Attorney Lucas Ruffing, for a FREE phone consultation to go over all your options.

-Lucas Ruffing
Bankruptcy Lawyer
740-815-1114
LucasRuffingLaw@gmail.com
www.LucasRuffingLaw.com

Lucas Ruffing